i-Saksham
i-Saksham
Immuneel® initiative, powered by Arogya Finance

When treatment offers hope,
access shouldn't be the barrier.

A relapse brings more than a diagnosis — it brings questions about cost, coordination and time. i-Saksham is a joint program by Immuneel and Arogya Finance built to carry that weight, so families can focus on one thing: the possibility of remission.

Upto 25 Lakhs
Access at zero-cost EMI*
24 Hrs
Sanction after documentation
1
Dedicated navigator for your financial assistance
1

Relapse & counselling

By the treating oncologist
2

Clinical & financial eligibility

Coordinated by i-Saksham coordinator
3

Treatment & CAR-T infusion

At the treating hospital
4

Follow-up care

Support continues after infusion

No patient should have to carry that burden alone. i-Saksham is a collaborative patient access program by Immuneel and Arogya Finance, designed to simplify the clinical and financial journey for eligible CAR-T cell therapy patients — from relapse to recovery.

The Therapy

Why families choose Qartemi®

Qartemi is the CAR-T cell therapy at the centre of the i-Saksham program — developed in Europe, manufactured in India, and now made financially accessible.

01

European scientific heritage

The only CAR-T product in India developed and approved first in Europe, and later in India.

02

Cutting-edge, automated manufacturing

The only CAR-T in India manufactured on the USFDA-approved CliniMACS Prodigy platform.

03

Better clinical outcomes

The only CAR-T available in India with efficacy and safety outcomes comparable to global CAR-Ts.

04

Comprehensive access through i-Saksham

A complete access ecosystem offering assistance of up to ₹25 lakh at zero-cost EMI for eligible patients.

05

Dedicated Financial Navigator

A single finance navigator to coordinate your financial assistance.

The Access Model

One navigator, nine steps, zero guesswork

Every eligible patient moves through the same coordinated pathway — clinically assessed, financially supported, and never handled alone.

01

Counselling by the treating oncologist

02

Clinical eligibility assessment

03

Dedicated patient navigator assigned

04

Financial counselling

05

Treatment planning

06

Apheresis slot

07

Hospital admission

08

CAR-T infusion

09

Follow-up care

The Financing

Zero-cost EMI, built for CAR-T eligibility

Arogya Finance is a healthcare-focused NBFC that structures responsible financing for advanced therapies. The i-Saksham Desk runs a clear, documented eligibility check before any sanction.

  • Eligibility assessment
  • Repayment scheduling, with advance EMI where applicable
  • Sanction within 24 hours of complete documentation
Loan Snapshot

i-Saksham Desk terms

₹10L
Minimum loan amount
₹25L
Maximum loan amount
6 mo+
Tenure, from six months
Zero
Cost EMI for eligible patients*
Subject to Arogya Finance Terms & Condition.
Get Started

Talk to an i-Saksham patient navigator

Share a few details and a patient navigator will reach out to walk you through eligibility, documentation and next steps — at no cost to you.

i-Saksham Help Desk
1800-2680-118
Your information is used only to coordinate your i-Saksham eligibility assessment.
A dedicated navigator responds within one business day.

Patient details

All fields are required so we can begin your eligibility check.

Thank you — your request is in.

An i-Saksham patient navigator will call you within one business day. For anything urgent, call the i-Saksham Help Desk on 1800-2680-118.